Do Car Main dealers rip people off ?

[pre65]

I'm not sure how (or why) you would prosecute someone for driving away in a vehicle they own, but then, I'm not an expert in the law.

You may not but I can assure you it is stated case law under those Acts and there have been prosecutions in the past. You can look it up. My emphasis, however is that this law adds weight onto the liability of the dealer and their insurer.

Fair play Greg.

I'm surprised that the insurance company's that have had claims against them have not investigated and put the onus on the dealer to cover the loss.

[Nick]

I'm not sure how (or why) you would prosecute someone for driving away in a vehicle they own, but then, I'm not an expert in the law.

Seems obvious to me, if you pass the vehicle into the hands of a third party, they become responsible. If you remove it from them without removing that responsibility then you could (for example) set fire to the vehicle and then expect the third party to pay compensation as they were responsible for it at that time.

[Nick]

I'm surprised that the insurance company's that have had claims against them have not investigated and put the onus on the dealer to cover the loss.

Because the onus will not be on the dealer, it will be on the dealer's insurance. That might well be the same provider of insurance in both cases.

[pre65]

I'm not sure how (or why) you would prosecute someone for driving away in a vehicle they own, but then, I'm not an expert in the law.

Seems obvious to me, if you pass the vehicle into the hands of a third party, they become responsible. If you remove it from them without removing that responsibility then you could (for example) set fire to the vehicle and then expect the third party to pay compensation as they were responsible for it at that time.

Yes, of course , I could imagine scenarios like you mentioned, but in practice they are probably quite rare.

[pre65]

I'm surprised that the insurance company's that have had claims against them have not investigated and put the onus on the dealer to cover the loss.

Because the onus will not be on the dealer, it will be on the dealer's insurance. That might well be the same provider of insurance in both cases.

Yes, but it should be up to the dealer to instigate the insurance claim. The dealers insurance provider won't know if nobody tells them.

[Nick]

The dealers insurance provider won't know if nobody tells them.

1. Unless they are the same provider
2. When you have a accident you tell the other party your insurers detail, and you also tell your insurer you had the accident. the other party insurer does not contact you. Why would this be any different? I am sure that one insurer can find out who the dealers insurance is by.

[pre65]

Well, I thought that was (sort of) what I tried to say previously ?

"I'm surprised that the insurance company's that have had claims against them have not investigated and put the onus on the dealer to cover the loss."

[Nick]

Well, I thought that was (sort of) what I tried to say previously ?

"I'm surprised that the insurance company's that have had claims against them have not investigated and put the onus on the dealer to cover the loss."

You may have thought that the two things were the same, but they are not. Putting the onus on the dealer is not the same as putting the onus on the dealers insurance.

Your "sort of" is a clear indication that even you know it wasn't what you said. It may have been what you meant, but we don't and can't know what you mean only what you say.

[pre65]

Well, I thought that was (sort of) what I tried to say previously ?

"I'm surprised that the insurance company's that have had claims against them have not investigated and put the onus on the dealer to cover the loss."

You may have thought that the two things were the same, but they are not. Putting the onus on the dealer is not the same as putting the onus on the dealers insurance.

Your "sort of" is a clear indication that even you know it wasn't what you said. It may have been what you meant, but we don't and can't know what you mean only what you say.

I know. I'm at my Mums and she's doing my head in.